These Terms of Use (“Terms”) govern your access to reddbank.co and any reddbank service that links to these Terms. By using the services, you agree to these Terms. If you do not agree, do not use the services.
Pre-launch website
reddbank is currently coming soon. Website content is provided for general information and may change before launch. Product descriptions do not create a promise that any feature, account, rate, benefit, or launch date will be available.
Eligibility and accounts
You must be at least 18 years old and able to enter a binding contract to use services that require an account. You agree to provide accurate information, keep it current, protect your access credentials, and promptly notify us of suspected unauthorized activity.
Financial services disclosures
reddbank is a financial technology product, not a bank. Banking products, payment services, or deposit accounts, if offered, are provided by appropriately licensed partner institutions identified in the applicable product disclosures. Eligibility, verification, fees, limits, and additional partner terms may apply.
reddbank does not provide investment, financial, legal, accounting, or tax advice. Information, projections, automated insights, and educational content are provided for informational purposes only. You are responsible for your financial decisions.
Connected accounts
If you connect an external financial account, you authorize reddbank and its providers to access and process account information as described in the Privacy Policy and any consent presented to you. Your relationship with the external institution remains subject to its agreements. You may disconnect eligible linked accounts through the service.
Acceptable use
You may not use the services to:
- Break a law, regulation, contract, or third-party right.
- Commit fraud, impersonate another person, or provide false data.
- Interfere with security, availability, or the operation of the services.
- Reverse engineer, scrape, probe, or access the services through unauthorized automated means.
- Introduce malware or use the services to harm reddbank or another person.
Ownership
The services, branding, software, content, and other materials provided by reddbank are owned by reddbank or its licensors and are protected by intellectual property laws. Subject to these Terms, reddbank grants you a limited, personal, revocable, non-transferable right to use the services for their intended purpose.
Third-party services
The services may integrate with or link to third-party products. reddbank does not control those products and is not responsible for their content, availability, or practices. Your use of a third-party service may be governed by separate terms and privacy policies.
Disclaimers
To the fullest extent permitted by law, the services are provided “as is” and “as available.” reddbank disclaims warranties of merchantability, fitness for a particular purpose, title, and non-infringement. We do not warrant that the services will be uninterrupted, error-free, or completely secure.
Limitation of liability
To the fullest extent permitted by law, reddbank and its affiliates, service providers, and licensors will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, data, goodwill, or opportunities arising from your use of or inability to use the services. Applicable law may not allow certain limitations, so some of these limitations may not apply to you.
Suspension and termination
You may stop using the services at any time. We may suspend or end access when reasonably necessary to protect the services, comply with law, address risk, or respond to a violation of these Terms. Provisions that by their nature should survive termination will remain in effect.
Changes
We may update these Terms as the services evolve. We will post revised Terms here and update the date above. Continued use after updated Terms take effect means you accept them, except where additional consent is required by law.
Contact us
Questions about these Terms can be sent to legal@reddbank.co.